We list the virtues of using online payment and recharge platforms.
Using your smartphone and all the myriad apps on it is so much fun. The phone is an extremely interactive device in your hands today. The only thing you don’t like about your prepaid phone is that you have to keep recharging the pack ever so often.
That is not a problem if you use the right online recharge and payment methods. If you have still not used online payment and recharge modes, then here’s why you should:
* It happens in real time with zero wait times.
Using a recharge app has the benefit of a single payment platform for all your online recharge and bill payment needs. But more importantly, it uses the IMPS system of payment (Instant Money Payment System) which is a real time transaction mode. Unlike the NEFT mode, which defers payment to the next working day if you recharge in the night, the payment app does the recharge online or bill payment at once. So, the transfer is effected instantly, without a waiting period.
* There are multiple online payment options.
The biggest benefit of online recharge and bill payment is that you have multiple payment options. For instance, if you recharge using the myAirtel app, then you get these options: Airtel Payments Bank, net banking, debit/credit card, BHIM or PhonePe, etc. You can use the option you are most comfortable with and proceed with the recharge and bill payment at any time. At the moment, you can avail of Rs 50 cashback when recharging using the Airtel Payments Bank.
* Monitoring your payment history becomes much easier.
In many ways, the digital medium makes management of resources much easier. Every transaction or function you have ever carried out is stored on an online cloud. The same applies to your online recharge and bill payment history as well. All the recharges and payments you have done till date are stored electronically. Filing paper bills is passé with online payment systems. You end up with a much greener, cleaner and extremely efficient online ‘filing’ system: summon up your last bill or recharge whenever you want, compare your usage over the last few months and dive into the payments archive whenever you wish.
* Online recharge is fully secure.
Those who are most resistant to recharging online, or even shopping online, are those that do not trust the sanctity of online payment systems. However, you must note that leading providers like Airtel function with the most secure payment transfer systems, so the possibility of data or money theft is almost nil. Besides, you have the option of using the most secure UPI apps for money transfers, online recharge and bill payments. So instead of dispensing with cash, you can pay online and be done with it in minutes.